Contact Us

    Full Name
    Email
    Phone
    Monthly Income
    Desired Loan Amount
    Prefer Loan Type

    ✅ We take full measures to protect your identity. By submitting this form, you agree to be contacted with the information stated above. Your application is 100% confidential.

    How Can We Help?

    Please select a topic below related to your inquiry. If you don’t find what you need, do not hesitate to contact us. 

    To qualify for a cash loan in Singapore, all the following criteria must be met:

    • Singapore Citizen/Permanent Resident, or for Foreigners have a valid passport and employment pass
    • Age 21 years or above, and is not an undischarged bankrupt
    • Valid proof of income, and for Foreigners have a valid employment pass

    • We offer weekly, bi-weekly and monthly repayment plans
    • Based on Ministry of Law ruling, the interest rate is from 1% per month, and capped at 4% per month
    • Upon signing the loan agreement between you and Prosper Credit Pte Ltd, the money is disburse to you ON THE SPOT either by cash or cheque.

    • Yes there is a minimum salary: Singaporeans at least $1000 per month & Foreigners at least $1200 per month.

    • For Singaporean or Permanent Resident:
      1. NRIC
      2. Proof of Income (Notice of Assessment or CPF Statement)
      3. Valid proof of residency

      For Foreigners:

      1. Valid Work Permit or Employment Pass
      2. Latest 3 Months Income Statement (Payslips)
      3. Valid proof of residency

    • You can apply for any amount for secured loans.With unsecured loans, you can apply up to:For Singapore Citizen or Permanent Resident (PR):
      • Up to $3,000, if your annual income is less than $20,000;
      • Up to 6 times your monthly income, if your annual income is $20,000 and above.

      For Foreigners:

      • Up to $500, if your annual income is less than $10,000;
      • Up to $3,000, if your annual income is at least $10,000, but less than $20,000;
      • Up to 6 times your monthly income, if your annual income is $20,000 and above.

    There have been an increasing amount of Loan Sharks impersonating as Licensed Money Lenders. We advise you to exercise caution when dealing with unfamiliar sources of loan. If you are unsure, you can check with the Ministry of Law’s List of Licensed Moneylenders in Singapore to ensure you are dealing with a licensed moneylender.

    Prosper Credit Pte. Ltd
    Licensed No. 95/2020

    186 Toa Payoh Central,
    #01-420,
    Singapore 310186

    Office: +65 6950 0200
    WhatsApp:  +65 8199 5264 
    Email: info@prosper-credit-limited.com

    Operating hours:
    Mondays – Saturdays : 11am – 8pm
    Sundays and Public Holidays : Closed

    Trusted By

    GOT A QUESTION?

    Contact Us

    We’re here to help and answer any question you might have. We look forward to hearing from you

      Full Name
      Email
      Phone
      Monthly Income
      Desired Loan Amount
      Prefer Loan Type

      ✅ We take full measures to protect your identity. By submitting this form, you agree to be contacted with the information stated above. Your application is 100% confidential.

      How Can We Help?

      Please select a topic below related to your inquiry. If you don’t find what you need, do not hesitate to contact us. 

      To qualify for a cash loan in Singapore, all the following criteria must be met:

      • Singapore Citizen/Permanent Resident, or for Foreigners have a valid passport and employment pass
      • Age 21 years or above, and is not an undischarged bankrupt
      • Valid proof of income, and for Foreigners have a valid employment pass

      • We offer weekly, bi-weekly and monthly repayment plans
      • Based on Ministry of Law ruling, the interest rate is from 1% per month, and capped at 4% per month
      • Upon signing the loan agreement between you and Prosper Credit Pte Ltd, the money is disburse to you ON THE SPOT either by cash or cheque.

      • Yes there is a minimum salary: Singaporeans at least $1000 per month & Foreigners at least $1200 per month.

      • For Singaporean or Permanent Resident:
        1. NRIC
        2. Proof of Income (Notice of Assessment or CPF Statement)
        3. Valid proof of residency

        For Foreigners:

        1. Valid Work Permit or Employment Pass
        2. Latest 3 Months Income Statement (Payslips)
        3. Valid proof of residency

      • You can apply for any amount for secured loans.With unsecured loans, you can apply up to:For Singapore Citizen or Permanent Resident (PR):
        • Up to $3,000, if your annual income is less than $20,000;
        • Up to 6 times your monthly income, if your annual income is $20,000 and above.

        For Foreigners:

        • Up to $500, if your annual income is less than $10,000;
        • Up to $3,000, if your annual income is at least $10,000, but less than $20,000;
        • Up to 6 times your monthly income, if your annual income is $20,000 and above.

      There have been an increasing amount of Loan Sharks impersonating as Licensed Money Lenders. We advise you to exercise caution when dealing with unfamiliar sources of loan. If you are unsure, you can check with the Ministry of Law’s List of Licensed Moneylenders in Singapore to ensure you are dealing with a licensed moneylender.

      Prosper Credit Pte. Ltd
      Licensed No. 95/2020

      186 Toa Payoh Central,
      #01-420,
      Singapore 310186

      Office: +65 6950 0200
      WhatsApp:  +65 8199 5264 
      Email: info@prosper-credit-limited.com

      Operating hours:
      Mondays – Saturdays : 11am – 8pm
      Sundays and Public Holidays : Closed

      Trusted By

      Our Loan Info

      Minimum Duration Of Repayment

      From 2 Months (61 Days Onwards)

      Maximum Duration Of Repayment

      Up to 72 Months

      Minimum Annual Percentage Rate (APR)

      3.03% Per Annual

      Minimum Annual Percentage Rate (APR)

      Up To 36% Per Annual On Reducing Interest Rate

      Loan Examples

      Total Amount Borrowed

      S$40,000

      Minimum Annual Percentage Rate (APR)

      Up To 36% Per Annual On Reducing Interest Rate

      Duration Of Repayment

      36 Months

      Interest Rate

      0.3% Per Month (S$40,000 Principal * 0.3% Monthly Interest = S$120 Interest)

      Annual Percentage Rate Of Charge (APR)

      3.6%(APR)

      Total Interest For 3 Year (36 Months)

      S$120 * 36 Months = S$4320

      Total Cost Payable (36 Months)

      S$40,000 Principle + S$4320 Interest = S$44,320