Looking for fast & reliable financing solutions?

  • ✓ Licensed by Ministry of Law Singapore
  • ✓ Better Interest Rates
  • ✓ Flexible Loan Repayment Plan
  • ✓ Instant Approval Within 30 Minutes

Check How Much You Can Loan

    Full Name
    Email
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    Monthly Income
    Desired Loan Amount
    Prefer Loan Type

    ✅ We take full measures to protect your identity. By submitting this form, you agree to be contacted with the information stated above. Your application is 100% confidential.

    Personal Loan

    Personal Loan

    Lowest Rates From 3.03%

    SME Business Loan

    SME Business Loan

    Lowest Rates From 3.39%

    Debt Consolidation

    Debt Consolidation

    Lowest Rates From 3.28%

    Quick Cash Loan

    Quick Cash Loan

    Lowest Rates From 3.03%

    Foreigner Loan

    Foreigner Loan

    Lowest Rates From 3.03%

    Looking for fast & reliable financing solution?

    Why Choose Us

    Prosper Credit Pte. Ltd. | Licensed No. 95/2020 is a licensed and legal moneylender in Singapore, licensed with the Ministry of Law. Every case that goes through us, are taken seriously by understanding all the needs. Based on individuals needs, we will provide the most suitable loan package to you. Whether it is personal loan, debt consolidation loan, payday loan or renovation loan, we got the right loan covered for you!

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    Loan Products & Solutions

    Approving over 2300+ loans

    Personal Loan

    Simple personal financing that up to S$ 250,000 or get up to 6 times your monthly salary. Our fast approval and guaranteed cash release within 30 minutes

    Business Loan

    From new business venture to restocking new inventory, we can help you grow quicker! Enjoy Term Loan up to S$ 550,000 for Working Capital with no collateral required.

    Debt Consolidation

    Instead of being bothered a few times a month to track and pay for multiple loans, why not do it once? Bring all debts under one roof start with 3.39% with flexible repayments

    Renovation Loan

    Whether you want to add new flooring, change the layout or repaint the entire house, the choice is yours with our flexible cash loan.

    Foreigner Loan

    It may not be easy for expatriates to get a loan from local banks. Hence, we have made it especially easy to borrow from us, it is a simple process that is not restrictive or demanding.

    PayDay Loan

    We can help you tide over until your next salary comes. We offer the lowest interest rates in Singapore, so you won’t have to worry about unreasonable repayment cycles.

    Loan Products & Solutions

    Approving over 2300+ loans

    Personal Loan

    Simple personal financing that up to S$ 250,000 or get up to 6 times your monthly salary. Our fast approval and guaranteed cash release within 30 minutes.

    Business Loan

    From new business venture to restocking new inventory, we can help you grow quicker! Enjoy Term Loan up to S$ 550,000 for Working Capital with no collateral required.

    Debt Consolidation

    Instead of being bothered a few times a month to track and pay for multiple loans, why not do it once? Bring all debts under one roof start with 3.39% with flexible repayments

    Renovation Loan

    Whether you want to add new flooring, change the layout or repaint the entire house, the choice is yours with our flexible cash loan.

    Foreigner Loan

    It may not be easy for expatriates to get a loan from local banks. Hence, we have made it especially easy to borrow from us, it is a simple process that is not restrictive or demanding.

    PayDay Loan

    help you tide over until your next salary comes. We offer the lowest interest rates in Singapore, so you won’t have to worry about unreasonable repayment cycles.

    3 Steps Quick Loan Process

    We provide fast, reliable & trustworthy financing services

    Online Application

    Submit your loan application online. We will get in touch with you within 1 working day.

    Fast Loan Validation

    Our officer will contact you regarding the application. It only take 10 minutes for loan approval

    Instant Cash Disbursement

    Upon your acceptance of the approved amount, funds will be disbursed within 5 minutes

    3 Steps Quick Loan Process

    Fast, reliable & trustworthy financing services

    Online Application

    Submit your loan application online. We will get in touch with you within 1 working day.

    Fast Loan Validation

    Our officer will contact you regarding the application & it only take 10 minutes for loan approval 

    Instant Cash Disbursement

    Upon your acceptance of the approved amount, funds will be disbursed within 5 minutes

    Our Loan Info

    Our Loan Information

    Find out how our loan works

    Minimum Duration Of Repayment

    From 2 Months (61 Days Onwards)

    Minimum Annual Percentage Rate (APR)

    3.03% Per Annual

    Maximum Duration Of Repayment

    Up to 72 Months

    Maximum Annual Percentage Rate (APR)

    Up To 36% Per Annual On Reducing Interest Rate

    Minimum Duration Of Repayment

    From 2 Months (61 Days Onwards)

    Minimum Annual Percentage Rate (APR)

    3.03% Per Annual

    Maximum Duration Of Repayment

    Up to 72 Months

    Maximum Annual Percentage Rate (APR)

    Up To 36% Per Annual On Reducing Interest Rate

    Here’s an example

    Here’s an example

    Total Amount Borrowed

    S$40,000

    Interest Rate

    0.3% Per Month (S$40,000 Principal * 0.3% Monthly Interest = S$120 Interest)

    Total Interest For 3 Year (36 Months)

    S$120 * 36 Months = S$4320

    Duration Of Repayment

    36 Months

    Annual Percentage Rate Of Charge (APR)

    3.6% APR

    Total Cost Payable (36 Months)

    S$40,000 Principle + S$4320 Interest = S$44,320

    Total Amount Borrowed

    S$40,000

    Interest Rate

    0.3% Per Month (S$40,000 Principal * 0.3% Monthly Interest = S$120 Interest)

    Total Interest For 3 Year

    S$120 * 36 Months = S$4320

    Duration Of Repayment

    36 Months

    Annual Percentage Rate Of Charge

    3.6% APR

    Total Cost Payable

    S$40,000 Principle + S$4320 Interest = S$44,320

    Google Reviews

    Happy to know this company, they provide a payable long term loans that suits my need. I will highly recommend anyone who is looking at this review right now. Thanks Mr chew and miss Vel..
    Ashley Tan
    The process was fast free and I got the cash within 24h, which really helped me a lot!! very good service and very responsive staff.
    kayden poh
    I needed to consolidate my loans to make it easier for repayment. Thanks ProsperCredit for the best rate . Best money lender so far i have borrowed!
    Robert Zheng

    Google Reviews

    Happy to know this company, they provide a payable long term loans that suits my need. I will highly recommend anyone who is looking at this review right now. Thanks Mr chew and miss Vel..
    Ashley Tan
    The process was fast free and I got the cash within 24h, which really helped me a lot!! very good service and very responsive staff.
    kayden poh
    I needed to consolidate my loans to make it easier for repayment. Thanks ProsperCredit for the best rate . Best money lender so far i have borrowed!
    Robert Zheng